Bespoke Investment Portfolio
When you have a lump sum to invest, you want to make sure that it is invested carefully and in line with your needs, objectives, and tolerance for risk.
Having accumulated or received a lump sum isn’t a regular occurrence for most people. However, when it happens, it presents an opportunity to set yourself up for the future and put in place plans to make sure you can achieve those aspirational goals you may have.
One of the most important decisions is to invest in line with your approach to risk so that you can maximise your returns over the long term
We work with you to create and tailor an investment recommendation to suit your personal goals and objectives. In addition, we help simplify the myriad of choices that you face when making financial decisions and put the terminology into everyday language.
For many clients, a one size fits all approach does not work. For example, you may have personal preferences you want to adopt. In addition, your timeframe could be variable, and there could be several conflicting goals that you want to achieve.
Through our research providers and with our advice, we can help you create a portfolio designed for your needs and give you the best opportunity to meet the goals you have.
Over a number of meetings, we will take the time to understand your goals, your preferences and your approach to risk. We will then design a portfolio for you and help implement this in a way that helps reduce the risk of starting a new investment approach.
We then meet with you regularly to review and revise the portfolio as necessary. Of course, it goes without saying that if you have questions or thoughts about the portfolio along the journey, we will be available to discuss these at the time.
We have been advising New Zealanders on how to invest their money for almost 30 years. This has taught us a thing or two and helps us provide you with the right advice to identify your goals, recommend suitable investments, and guide you through the twists and turns of the investment markets over the years. We are specialist Financial Advisers and work independently of any organisation.
We can advise you on traditional investments like shares, bonds, managed funds and investment property.
We do not follow either a passive or active investment approach and combine the two where appropriate. This can provide an investor with better outcomes, as we can reduce fees, achieve appropriate diversification and utilise the fee budget with the best managers
We believe in fair fees. Therefore, we will always let you know upfront what our advice will cost.
If you prefer, we are happy to work on a time and cost basis and quote you a flat fee for our work. However, we will also let you know what the fee would be if we were to be remunerated on a percentage basis so you can make an informed decision.